• Deductibles usually start over at the first of the calendar year. If your baby is born at the first of the year, your entire deductible will be subtracted from your claim. Parents that have delivered babies with midwives over several years might wonder why the insurance paid more on one birth than another. If you had a baby in December of 2019, your deductible might have already been satisfied with other claims. If you had a baby in January 2020, your deductible could be starting over. Sometimes a lower payment is due to the amount of the deductible that is subtracted from the claim, while, other times, the insurance may have made an error in calculating the correct payout.
  • Some insurance companies describe childbirth as surgery and a birth center or home as an operating room. We submit claims for normal births, but we don't get to determine how the insurance describes birth. If you have questions concerning your claims, contact us. We love answering your questions.
  • Patients usually have an online portal to verify the status of claims. If you don't see the claims we filed, contact us, and we can provide you with electronic proof of submission. 
  • Sometimes it takes the patient and provider working together to obtain payment. Three-way calls with us, you, and the insurance help streamline communications; otherwise, the patient calls and the insurance blames the provider or the provider calls, and the insurance blames the patient. When all three parties are connected, it promotes accountability and honesty.
  • Respond promptly to any requests for additional information from your insurance company. Coordination of Benefits is most common in the first quarter of a new year but can be required at any time of the year.
  • Confirm that your mailing address is up-to-date with your insurance. We would hate for a check to go to an old address!
  • Communication is vital in order for claims to process quickly. 
  • Mobile deposits help move money quickly. This link takes you to a video explaining www.chase.com/digital/mobile-depositsChase QuickDeposit. This allows patients to deposit funds to be processed according to our agreement. 
​Remember to visit our patient information page in case you missed it!

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What Midwives Are Saying 

We were paid quickly and our clients were able to finance their birth with my practice through insurance. Thank You Midwives Advantage!"

"I've used all the billers for my claims! Midwives Advantage is definitely the best!"

"At first, I thought this was too good to be true but decided to give it a try. I really couldn't see that I had anything to lose by submitting a few claims from births that I'd already done. My clients were all for it! I got my first payment a month later, and I've never looked back. I really can't thank you enough for all you've done for my clients and me. It is such a relief to have a solution to offer my clients that have insurance!"

"This company is one of those things in life that almost seems too good to be true! I've been with Midwives Advantage for six years, and although they've had some struggles with some payers, I can say they never stopped working on claims. These women don't stop. They are constantly improving. I've seen a lot of changes over the years, and it just continues to amaze me. I am so happy to be able to give care to my clients and know I have responsive experts handling the insurance claims. Thank you for all you've done, and you continue to do for midwives!"

"My midwife emailed me and told me about Midwives Advantage. I submitted my insurance information, and she submitted the information for my claims. Imagine my surprise when all the claims were paid within 30 days! This was my fourth home birth with the same insurance and the only one that my insurance paid for!  What your company is doing for the birth community is amazing. You guys are worth your weight in gold! Thank you!"
Midwife Request  for information

Midwife Businesses We Recommend

Midwifery Business Consultation
Midwifery Business Consultation provides guidance, support, and resources to elevate any midwifery practice.  Extensive resources in the areas of billing, accounting, contracting, business plan writing, and midwifery clinical expertise is available to make your midwifery practice thrive!  
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Empowering Midwifery Education
Empowering Midwifery Education has a series of educational courses devoted to midwives and being entrepreneurs in today's fast paced health care system. Look through our series of great courses to learn about tax savings, accounting, policy creating, starting a home birth practice, starting a birth center practice, marketing, and so much more!

We are excited to promote opportunities for midwives to expand their skill sets like this new ultrasound course for midwives. Ultrasound for Midwives is designed for any midwife (CNM, CM, CPM, LM, DEM) or Nurse Practitioner considering offering ultrasound services to their practice and prep for the Midwife Sonography Examination of the American Registry of Diagnostic Medical Sonographers (ARDMS). This online course has over 8hrs content including Point of Care, limited, obstetric and basic gyn ultrasound, business implementation, and billing tips. 

Ultrasound Course for Midwives
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