MIDWIVES ADVANTAGE
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About

Midwives love the benefits they get when they join with us to process claims! We are the back office that every midwife needs to verify benefits, file claims, and process payments.

We provide straightforward, affordable solutions that streamline workflow, increase overall efficiency, and bring positive results to midwives. Our company consists of certified billers and coders, medical compliance officers, and practice management professionals. Our employees are required to add to attend courses in HIPAA requirements, ethics, and practice management. 

We are excited to be a positive force in the healthcare industry and see that consumers are treated right. We get insurance claims paid quickly and fairly! Everybody wins! Insurance companies pay as they should, consumers get to use their maternity benefits, and midwives get paid for their work.​
Midwife Assisted Homebirth Waterbirth

Our Founder

​​My name is Stacy Carruth, and I am the administrator of Midwives Advantage. My birth journey started in 1983 when my first child was born in a small community hospital in Lubbock, Texas. My husband and I didn't have insurance at the time, so we paid $600 for the doctor's services and $600 for the hospital. After experiencing total strangers having control and possession of my brand new baby daughter, I knew that I would never again plan to give birth in a hospital. I gave birth at home with midwives in 1986, 1990, 1992, 1994, 1996, 1998, 1999, and 2002.
My husband was a Federal employee, and we had comprehensive health insurance. If I had given birth in a hospital, my cost would have been $200, and my insurance would have paid the rest; but, I chose to birth at home and paid thousands while my insurance paid nothing. It wasn't fair that we paid insurance premiums every month, and we spent thousands of dollars paying our midwives. In reality, I only had maternity insurance if I delivered in the hospital. 

After I became a licensed midwife, I witnessed countless claim denials with my home birth clients. The Mother's and Newborn Protection Act and Affordable Care Act requires payers to recognize and pay for the services of any healthcare provider acting within the scope of their practice. This policy includes midwives as there are no exclusions or exceptions, and "hospital birth is not mandated." Families that utilize the services of midwives should not have to pay for all of their care out-of-pocket.

​After struggling for years to get claims paid, I had a significant breakthrough in 2009. I met several influential people with extensive knowledge and connections in insurance and law. These partnerships allowed me to advance to a new level of success in getting claims paid by insurance companies. Since I am a midwife, I understand our industry's intricacies that other billing companies cannot comprehend. Midwives Advantage extended our success to midwives and their clients across the country.

We have the Advantage! 

What Midwives Are Saying 

We were paid quickly and our clients were able to finance their birth with my practice through insurance. Thank You Midwives Advantage!"

"I've used all the billers for my claims! Midwives Advantage is definitely the best!"

"At first, I thought this was too good to be true but decided to give it a try. I really couldn't see that I had anything to lose by submitting a few claims from births that I'd already done. My clients were all for it! I got my first payment a month later, and I've never looked back. I really can't thank you enough for all you've done for my clients and me. It is such a relief to have a solution to offer my clients that have insurance!"

"This company is one of those things in life that almost seems too good to be true! I've been with Midwives Advantage for six years, and although they've had some struggles with some payers, I can say they never stopped working on claims. These women don't stop. They are constantly improving. I've seen a lot of changes over the years, and it just continues to amaze me. I am so happy to be able to give care to my clients and know I have responsive experts handling the insurance claims. Thank you for all you've done, and you continue to do for midwives!"

"My midwife emailed me and told me about Midwives Advantage. I submitted my insurance information, and she submitted the information for my claims. Imagine my surprise when all the claims were paid within 30 days! This was my fourth home birth with the same insurance and the only one that my insurance paid for!  What your company is doing for the birth community is amazing. You guys are worth your weight in gold! Thank you!"
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  • Home
    • About >
      • ADMINISTRATIVE HEADQUARTERS
    • Our Advantage
  • Request Information
    • Let's Get Started for Midwives (Log In Required)
  • For Midwives
    • Submit Claim Information >
      • Client Insurance Information
      • Labor Birth Newborn Claim
      • All-In-One Claim
      • Office Visit Claim
      • Lab Claim
      • Newborn Claim
      • Miscarriage Claim
    • Provider Education
  • Midwife Clients
    • Midwife Client Insurance Information
    • Information After Claims Are Filed
  • Contact Us
  • Blog