Insurance companies owe a duty of good faith and fair dealing to the people who they insure. This duty is often referred to as the "implied covenant of good faith and fair dealing," and it automatically exists by operation of law in every insurance contract. As a general rule, if an insurance provider violates the covenant of good faith and fair dealing, a policyholder may sue in tort in addition to bringing a standard breach of contract claim. Suing in tort is advantageous to a plaintiff because it allows him or her to collect punitive damages in addition to general and special damages for the provider's breach. For this reason, attorneys prefer to include a cause of action in tort for bad faith insurance practices whenever possible.
Most insurance companies process our claims lawfully; however, in the event they don't, we are prepared to move forward legally.
We were paid quickly and our clients were able to finance their birth with my practice through insurance. Thank You Midwives Advantage!"
"I've used all the billers for my claims! Midwives Advantage is definitely the best!"
"At first, I thought this was too good to be true but decided to give it a try. I really couldn't see that I had anything to lose by submitting a few claims from births that I'd already done. My clients were all for it! I got my first payment a month later, and I've never looked back. I really can't thank you enough for all you've done for my clients and me. It is such a relief to have a solution to offer my clients that have insurance!"
"This company is one of those things in life that almost seems too good to be true! I've been with Midwives Advantage for six years, and although they've had some struggles with some payers, I can say they never stopped working on claims. These women don't stop. They are constantly improving. I've seen a lot of changes over the years, and it just continues to amaze me. I am so happy to be able to give care to my clients and know I have responsive experts handling the insurance claims. Thank you for all you've done, and you continue to do for midwives!"
"My midwife emailed me and told me about Midwives Advantage. I submitted my insurance information, and she submitted the information for my claims. Imagine my surprise when all the claims were paid within 30 days! This was my fourth home birth with the same insurance and the only one that my insurance paid for! What your company is doing for the birth community is amazing. You guys are worth your weight in gold! Thank you!"